These measures are specifically designed to help us protect your identity and identify possible fraud on your Card Account. Square Debit Card may be used wherever Mastercard is accepted. For more information on how Visa collects and protects your personally identifying data, . VISA with Rewards. All determinations as to the scope, interpretation, enforceability and validity of this Agreement shall be made finally and exclusively by the arbitrator. A Better Way to Bank. Visa Gift cards can be used nationwide in-store and online, where Visa debit cards are accepted. On-demand services. IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT. We do not waive our rights by delaying or failing to exercise them at any time. The Federal Reserve and Business Payment Coalition has created the Small Business Payments Toolkit so that you can see the benefits of using electronic payment types, as well as practical fraud prevention including mitigation tips and education and training for employees to avoid payments fraud. Malware can include viruses and ransomware. The Card issued to you will be in the form of a virtual card (available to you in the App) (Virtual Card) and a physical card (a plastic card, which will be delivered to you) (Plastic Card), both cards carrying and representing the same assigned 16-digit card number and Card Account. You agree to act responsibly with regard to our App and Website and its use. Tell me more. Score Some Rewards. 16. Both Mastercard and Visa assist in emergency replacement cards and cash advance, anywhere in the world 24/7. Crypto cards. To find out if the Commercial Card program is right for your business, or to explore our other payment solutions, please speak with a Payment, Cash Management & Deposits Specialist today. Developed by the DHS Cybersecurity and Infrastructure Agency (CISA), this toolkit will help you raise awareness and reduce the impacts of supply chain risks. Viruses are harmful programs intended to spread from computer to computer (and other connected devices). Please read this Agreement carefully and keep it for future reference. 10. Unfortunately, cybercriminals have discovered how to steal your hard-earned money. Work with us . Attackers achieve this by using different manipulating techniques in order to trick users into providing money or data. All credit decisions are made by Backoffice.co, Inc DBA finally. Can I customize the card with my business logo? If you seek to withdraw cash from a merchant POS device, please note that each merchant may establish limits as to how much cash may be obtained from a POS device at a single time or through a single location. Best Practices. Lets talk about your use case and how we can help. You hereby agree to accept all legally required notices by electronic means including publications made within the App or on the Website. Another aspect that needs to be better applied and understood, especially when discussing larger companies, is to make employees feel comfortable to contact their managers, not only via email but also using alternative communication tools like internal chat systems, SMS, and even phone calls. Keep record of your account in case your Card is lost, stolen, or destroyed. See how Square uses Marqeta. Solely for purposes of this Section 37 (Arbitration), We or Us shall mean the Issuer, and its respective successors, affiliates or assignees as well as Majority USA, LLC or any other any third party using or providing any product, service or benefit in connection with the Card. You will not be charged a fee for this information unless you request it more than once per month. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Visa and Mastercard Cardholder Agreements | GiftCardGranny Sutton Bank - MAJORITY 10+ years of modern card issuing experience, Top 25 largest U.S. debit card purchase volume*, Affirms mission is to build innovative products that people love, and Marqetas unique technology provides us the platform and services to help make that possible., Marqeta is vested in our success and that is what makes us want to collaborate even further. EXCEPT AS EXPRESSLY OTHERWISE PROVIDED IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND TO YOU, AND HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING THE CARD OR RELATING TO OR ARISING OUT OF THIS AGREEMENT, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Lending criteria apply to approval of credit products. If we exercise this right, we will incur no liability to you because of any resulting unavailability of the funds in your Card Account or your inability to use your Card. Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases. Target Market Determinations for the products are available. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If you do not have enough funds available in your Card Account for the amount authorized by you, your transaction will be declined. Opal cards can be ordered online for delivery to an Australian address within 5 to 7 business days. The Card is not for resale and may not be transferred or assigned. Get the Revenued Card + Flex Line today! Click on this link to access the MoneyIQ for Business Financial Literacy and Education Center. Sutton Bank, Member FDIC, issues the Upgrade Card, which allows access to the personal credit line. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who obtains a Card. Mega International Commercial Bank ( Visa credit and debit cards, JCB and MasterCard credit cards) Shin Kong Bank (Mastercard and Visa . Any request for a return of funds shall be processed within a reasonable period of time after your request. You should not write or keep your PIN with your Card. Control physical accessPrevent access or use of business computers by unauthorized individuals. Skip to main content . When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. If you do not have enough funds available in your Card Account, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with cash or using another payment method. . Critical data includes word processing documents, electronic spreadsheets, databases, financial files, human resources files, and accounts receivable/payable files. This arbitration provision shall survive: (i) the termination of this Agreement; (ii) the bankruptcy of any party; and (iii) any transfer, sale or assignment of your Card, or any amounts owed on your Card, to any other person or entity. The amount of the fee should be disclosed at the ATM. ARBITRATION OF YOUR CLAIM IS MANDATORY AND BINDING. Small business lending. In some cases we may follow up and request company bank statements or additional . Although considerable effort is expended to make the App and Website and other operational and communications channels available around the clock, we do not warrant these channels to be available and error free every minute of the day. Please read this Agreement carefully and retain it for future reference. Laptops can be particularly easy targets for theft or can be lost, so lock them up when unattended. IF YOU DO NOT AGREE TO THE TERMS OF THIS ARBITRATION AGREEMENT, DO NOT ACTIVATE OR USE THE CARD, SAVE YOUR RECEIPT AND CONTACT CUSTOMER SERVICE TO CANCEL YOUR CARD AND TO REQUEST A REFUND. Our open API platform allows businesses to instantly issue cards and process payments. a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. . We reserve the right to deduct funds from your Card Account in order to correct a previous error or overpayment to you. With your PIN, you may use your Card to obtain cash from any Automated Teller Machine (ATM) that bears the Visa acceptance mark, or you may use the Card to withdraw funds at any point-of-sale (POS) device, as permissible by a merchant, that bears the Visa acceptance mark. Keep your money in your wallet. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. Business Debit Card | Sutton Bank | Attica, OH - Ashland, OH All you need to do is complete a brief online questionnaire about your company operations, founders and sources of funding. Total credit lines from $500 to $25,000. You agree that the Issuer, Majority USA, LLC, and their respective affiliates, employees, or agents are not responsible for any interruption of service. Combine the flexibility of a credit card with the predictability of a personal loan. 29. We shall not bear any liability, whatsoever, for any damage or interruptions caused by any computer viruses that may affect your computer or other equipment. Bank of America is about $1.12 on the ATM withdrawal exchange rate. Check with your vendors that handle sensitive data, especially financial institutions, to see if they offer multifactor authentication for your account. If we decide to do this, we will credit your Card within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes to complete the investigation. Featured. Ransomware is a specific type of malware that infects and restricts access to a computer until a ransom is paid. During that period, you will not have access to the funds subject to the hold. A strong password includes: Multifactor authenticationMultifactor authentication requires additional information (e.g., a security code sent to your phone) to log in. Accounting: You can create merchant rules . Card Protection. Cybersecurity risks come in a wide variety of shapes and sizes, making it critical to recognize, disclose, and properly respond to a cyber threat. Upgrade Visa Card with Cash Rewards. If you make your email account available to any other individual, you agree that you are responsible for any release of any Account information to such individual. Sezzle Virtual Card - Sezzle Get a Visa License Are you interested in becoming a Visa licensed client? (419) 756-2449. If we decide that there was no error, we will send you a written explanation. Any translation of this Agreement is provided for your convenience. The exchange rate used on the central processing date may be different than the rate that was in effect on the date you performed the transaction. Making you successful is our priority. Use antivirus software and keep it updatedMake sure each of your businesss computers is equipped with antivirus software and antispyware and updated regularly. As a result, every job in the organization is responsible for cybersecurity knowledge and abilities. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388. We may disclose information to third parties about you, your Card, or the transactions you make: Where it is necessary or helpful for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; In order to prevent, investigate or report possible illegal activity; In order to issue authorizations for transactions on the Card; Otherwise as necessary to fulfill our obligation under this Agreement; Please see our Privacy Policy, available at https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf for further details. | The Revenued Business Card is a purchase of future receivables and not a loan. Reap the benefits of your hard work, with our Platinum Credit Card. Upgrade Card | Credit lines from $500 to $25,000 For Westpac issued products, conditions, fees and charges apply. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. You can also replace your Card by contacting our Customer Service (contact details at the very top). To protect the use of your Card, you are required to set a personal identification number (PIN). This information, along with a 12-month history of the Card Account Transactions, is also available via the MAJORITY App. Sutton Bank is not making the credit decision. | The Revenued Business Card is a purchase of future receivables and not a loan. Any organization requires effective communication. Security: If the vendor's website security is compromised, your card information with other vendors stays safe. We will not charge you a fee to use your Card at any ATM owned by us (currently ATMs pertaining to the Interlink, Pulse and Plus networks), however, operators of other ATMs and cash dispensing devices, their networks, and merchants may charge you a fee. The applicable exchange rate will be selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives or the government-mandated rate. Fraudulent or Criminal Card Account Activity. Concession Opal cards need . This arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act, 9 U.S.C. ZA Bank (Visa Debit card) *Bank-issued American Express cards aren't supported. The Card is not a gift card or gift certificate. You agree to sign the back of the Card immediately upon receipt. You may add funds to your Card Account, called loading, by: (i) Automated Clearing House (ACH) loads up to $5,000 per month, minimum $20 per load, maximum $5,000 per day with a limit of 5 transactions per day; (ii) credit or debit card loads up to $500 per transaction, $500 per day, $5,000 per month with a limit of 5 transactions per day and a minimum of $20 per load; (iii) direct deposit loads up to $5,000 per day, $10,000 per month, with a limit of 3 transactions per day; (iv) federal transaction direct deposit loads from the IRS Treasury up to $10,000 per day; and (v) loading cash through one of our reload locations up to $500 per transaction, $2,500 per day, $5,000 per month with a maximum of 5 reloads per day. For existing companies, the Tribal account opening process is 100% digital and the application process typically takes less than 10 minutes. Leverage existing relationships with issuing banks, networks, and card fulfillment providers to go live in days not months. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners.