Call Center openMonday through Friday, 8:30 a.m. - 4:30 p.m. Purchase Service; Return To Work; NC 401(k) Plan/NC 457 Plan/NC 403(b) Program; Pay Days; Retirement Forms; Over 98% of all Medicare eligible Retirees are in the PPO plan. Rev. Por favor vaya a la pgina principal del sitio de espaol de PBGC para ver informacin disponible en espaol. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. www.uhc.com Is your member of Congress working for you? At that time, Medicare Part A will only have enough funds to pay about 87% of costs. No other organization will reimburse you. Welcome to Benefits Info for Lucent Retirees The pages are provided for your information and guidance by the Lucent Chapter Benefits Team. They are the cornerstones of Nokias commitment to uphold the values of employees and to protect them from harm. Benefit is based on the annuity option the member chose at the time of retirement. Who should complete the application If an estate exists, the executor named in the will or the administrator named by the Court to administer the estate applies for the death benefit. Under the Teachers' and State Employees' Retirement System and the Local Governmental Employees' Retirement System (if your Local employer elected the death benefit coverage), the minimum payment is $25,000 and the maximum payment is $50,000. The death benefit has been eliminated before. The history of Nokia goes back to 1865 when it was founded at a Finnish multinational telecommunications, information technology, and consumer electronics company. Be sure to check premiums, deductibles, maximum out of pocket and, possibly, subsidies available through ACA. Further, the move to eliminate the benefits was This takes a tremendous burden off the shoulders of our retirees and their families. Some restrictions and limitations apply. Reprinted from January 2018. Note: Some retirees may be eligible for Medicaid or other employers coverage.Consumers Report has an explanatory document on health care exchanges enrollment. As always, we are asking that you gear up our mobilization activities around the country. Subject Matter Expert: Jill Musser, 814-865-1473, jmm60@psu.edu . Choosing where to invest money savings. Upon the retiree's death, the retiree's monthly Option B benefit will be paid to a surviving option beneficiary for the rest of the option beneficiary's life. Death Benefit #2: A lump-sum amount may be payable to the retiree's designated beneficiaries if the deceased was in Tier II, III, IV, or VI. To determine which Retiree Life Insurance coverages may be available to you, visit the YBR website (if already retired), refer to the applicable Life Insurance Plans SPD or call the Nokia Benefits Resource Center. We will keep monitoring the pension trust numbers in 2023. Of course, if your estate is your beneficiary, we must be provided with Papers of Administration or Letters of Testamentary. If you are a retiree (or you know a retiree) please make sure you register with the CWA at www.cwa-union.org/nokiainfo so you can join us in our fight! If a Guaranteed Refund or monthly benefit is payable to a survivor, we must be provided with current address, telephone number, and a social security number before any payments are made. Go to the blue login box in the upper right hand corner and log in to Member Benefits, where you can check your eligibility and claim status. Prescription Drug Prices: The NRLN is lobbying to allow Medicare to do competitive bidding for lower prescription drug prices; end pay-for-delay and other brand name drug makers tactics that keep generic drugs off the market, and allow importation of safe and less expensive drugs from Canada. The pages are provided for your information and guidance by the Lucent Chapter Benefits Team. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778). In 1997, Lucent eliminated the death benefit for The death of the covered employee, divorce, separation, or . Suggestions and comments about this website should be addressed to webmaster@nrln.org. Youll come across important terms as, How to Guide This Page Helps You Find Health Care Plans to Meet Your Needs Getting Started with Finding Health Care Plans It will take, Copyright Lucent Nokia All Rights Reserved. Alcatel-Lucent Enterprise earns a 2022 Tech Cares Award from TrustRadius. Management retirees may select the health and prescription drug plans offered by Nokia - a Medicare Advantage PPO plan from United Healthcare that uses a network of providers, with options to use doctors and hospitals out-of-network. number of employees down to 35,000. 2014 the pre 3-1-90 penalty is: single, 7%, married, 14%. These cookies track visitors across websites and collect information to provide customized ads. Ensuring they are financially secure in retirement is not something that can be overlooked by management boards. 1913 before life insurance was generally available. Murray Hill, N.J.-based Lucent alerted some 31,000 former domestic management employees in a Jan. 2 letter that, beginning Feb. 1, it will no longer pay death benefits to former management employees' spouses, children under the age of 23 or dependent parents. If your benefit does not provide survivor benefits, you may still name someone to receive any money that may be owed to you at the time of your death. Social Security will pay a one-time death benefit of $255 to your spouse as of 2023 if they have been living in the same house as you. Analytical cookies are used to understand how visitors interact with the website. No Reproduction Without Prior Authorizations. benefits eliminated, as the struggling telecommunication . Help in Your State; NRLN Chapter Website; NRLN Website; 2022 Management and FRR Plans. Coverage drops 10% a year until age 70 when it remains at one half of a years salary. You may use these funds to pay for the cost of insurance during retirement. If you do not name anyone, or if the person you name dies before you, PBGC will pay the amount owed to you in this order: your spouse, your children, your parents, your estate and your next of kin. The NRLNs proposal in the new law lowered the threshold of when companies can use these funds to 110%, down from 125%. Please allow 24 48 hours response time. PPO has more benefits including Silver Sneakers gym membership, and free access to hearing aids at affordable rates. Lucents life insurance policy pays a death benefit of one Pension Recoupment:The NRLN is also advocating its pension recoupment proposal. First, try to spend more of your time moving around rather than sitting. CLICK HERE FOR THE SURVEY RESULTS PRE-MEDICARE (ACA PLANS)Healthcare.gov has a YouTube video that explains changes.Kiplinger has a list of premium changes by state. Skalko said. T_retiree. You can find important information for you and for your . You can speak to a Social Security representative between 8:00 a.m. - 7:00 p.m. Monday through Friday. Be sure to check whether you can receive a subsidy to lower your premiums and deductible costs. The deductible in the PPO is subtracted from your yearly maximum out of pocket of $1600. By using this form, you acknowledge that you have read and agree to the Privacy Policy and Terms & Conditions. The death benefit has been eliminated before. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. However, life insurance, paid for by the company, and There are multiple survivor options to choose from for the monthly pension, but all are only available for a . B. Please go to PBGC.gov'sSpanish home page for more information available in Spanish. If your benefit is one that provides for survivor benefits to be paid after your death (as with a joint-and-survivor or certain-and-continuous annuity), the person named to receive those continuing benefits will receive any payments due to you at the time of your death. Our life insurance coverage is one years salary at the time of retirement until age 65. Report a Member Death . More than one-fourth of persons 65 years of age or older fall each year, and in half of such cases the falls are recurrent. 6 If there is no spouse, your child or children can receive . The NRLN, Lucent Chapter, and Nokia continue to lobby members of Congress to pass legislation that would make it possible for Nokia (and other companies) with pension plans funded at 110% or more to use surplus funds to sustain benefits. To receive a survivor benefit, you must complete a beneficiary application for pension payments. TTY/ASCII users may call 711. In a lump sum buy-out the company is paying the present value of the pension amount so that it takes the liability off their books, which means they no longer have to pay PBGC premiums or manage the money themselves. webmaster@nrln.org. They point out that retirees prior to 3/1/90 do not pay for healthcare and life insurance. Social Security will deplete its $2.9 trillion reserve fund in 2035. before January 1, 1998. You may qualify for death benefits from the Department of Veterans Affairs (VA) if: You are paying for the veteran's burial and funeral costs. All Rights Reserved. 2. Nokia Benefits Resource Center. If Medicare is privatized, current MA plan participants should be grandfathered to protect their benefits and subsidies. CalPERS administers various death benefits for CalPERS members, including the 1959 Survivor Benefit for state safety members provided in bargaining contracts. Upon death the of a retired member, unless an optional benefit was elected, a lump-sum is paid to the beneficiary. To search for a combination of terms, use quotations and the & symbol. The PPO as of today, is the best plan we have had in the 22 years of my doing this job, based on the number of complaints and the number of appeals I am having to deal with. Additional benefits In-network Out-of-network In-home non-medical care CareLinx $0 copay; Coverage includes 8 hours of in-home, non-medical care per month through provider CareLinx. Contact Us. What are your Medicare option in Addition to Medicare Part B? The NRLN advocated for common sense solutions: use year-end valuation so when retirees receive their AFN the date is only four months old. MEDICARE RECOMMENDS THAT YOU SEEK ASSISTANCE, How to Choose Between Rx Drug Plans Compare Drug Plan Costs Using Formularies Available on the Web IMPORTANT TERMINOLOGY. year until age 70, at which point it stabilizes. Also, the AFN will be simplified by moving all relevant data to a table on the front page. The NRLN opposes the use of MA plans to privatize Medicare. https://www.rentalperks.com/employee-discounts/nokia-corporation. CalPERS Disability & Survivor Benefits Division P.O . Coverage: Medicare plans, including Medicare Advantage, are governed by rules established by CMS. The new contract also would raise deductibles and scheduled copayments for dental services, the spokesman said. Pension Recoupment: Until now, a company could recoup or recover pension overpayments made to a retiree when it discovered them, no matter how long it had been. By clicking Accept, you consent to the use of ALL the cookies. See "Choosing and Changing Your Beneficiaries" for more information about monthly payments for survivors. Go to www.neca-ibew.org. Washington, DC 20004-2601, Phone: 202-220-3172 | Toll-Free: 1-866-360-719 Recoupment is when a pension plan sponsor finds an error in the pension payment calculation and forces a retiree (some Lucent retirees have experienced this) to pay back thousands of dollars and suffer a cut in his/her pension benefit. A death benefit today is unusual among our This coverage is funded by the life insurance trust. Nokia designs and build the phones, tablets, devices and experiences that bring people closer to the people and to their world. Also, the AFN will be simplified by moving all relevant data to a table on the front page. Email: andrew.wamback@nokia.com, Website for Lucent union members is http://cwa-union.org/teletech/?from=comtech/company/, Benefits AON phone number is: 888-232-4111, Aetna (Medical Benefits) Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Argentina Australia Belgi (Nederlands) PBGC pays survivor benefits if the benefit form you elected at the time you retired included a survivor benefit. the number is:1-888-232-4111, toll free. To report the death of a person who is receiving or due a pension benefit from PBGC, please call us at1-800-400-7242. The lobbying on Capitol Hill continued during NRLN Fly-Ins in the fall of 2019 and the spring of 2020. The Nokia/UHC appeals page, NOKIA PLANS Read all the mailings you receive from Nokia, UHC PPO & Other Plans from BenefitAnswers Plus |. Click here to make your contribution by credit card. A lock ( ) or https:// means youve safely connected to the .gov website. It must be understood that the explanation in this website cannot alter, modify, or otherwise change the controlling legal documents or N.C. General Statutes in any way, nor can any right accrue by reason of any statement or omission of any statement in this website. Depending on your years of service, your retirement date and other criteria including but not limited to your employment legacy organization (e.g., Lucent, Alcatel, Nokia, etc. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Lucent/Nokia retirees and other NRLN members responded to NRLN Action Alerts to their members of Congress. 13 Topics . In the event of an employee death, HR will use the most recent (dated) eForm on file. A lock icon or https:// means youve safely connected to the official website. Visit. Past the NRLN is supporting passage of Social Security 2100 Act in Congress. children under age 23 and dependent parents. The NRLN wants to limit on the number of years that retirees can be exposed to paying back overpayments and the percent that can be taken from their monthly pension checks to repay the pension plan. State Government websites value user privacy. We'll assume you're ok with this, but you can opt-out if you wish. If your designated beneficiary(ies) is not living at your death, the benefit will be paid to your legal representative (usually the administrator or the executor of your estate or the collector of funds for your estate). Quick Links. OR, mail to: Defense Finance and Accounting Service. However, life insurance, paid for by the company, and pension benefits are not affected, Lucent spokesman John Skalko said. What You Need to Know When You Get Retirement or Survivors Benefits; Benefits for same-sex couples; Amount of survivors benefit; Schedule of . Under the current system, the Step 2 - Please send a copy of the annuitant's death certificate showing cause of death to: DFAS U.S. Military Annuitant Pay 8899 E 56th Street Indianapolis IN 46249- 1300 FAX: 800-982-8459 Before this new law, pensioners received their AFN and it failed to provide a clear picture of how well their pension plan was funded. Bill, Joe and Alyson Parker, NRLN Executive Director met with Nokias Vice President for Human Resources, Nokias lobby firm and members of the American Benefits Council (ABC) in 2018 to discuss a Nokia proposal for changing the pension funding threshold from 125% to 110%, how it could help Nokia afford funding for life insurance and yet assure continued pension benefits for Lucent/Nokia retirees, and how best to make a case Congress might accept. Lucent/Nokia retirees and other NRLN members responded to NRLN Action Alerts to their members of Congress. 445 12th Street SW Should your death and the death of the beneficiary you name to receive a monthly payment, if any, occur before the total of all monthly payments equals the amount of your contributions and interest, the unrecovered portion of your contributions and interest will be paid in one lump sum to another beneficiary. You may designate a beneficiary by completing an Contributory Designation / Change of Beneficiary (BEN-1) form. M-F: 8:00 a.m. 6:00 p.m. However, life insurance, paid for by the company, and When a participant in a retirement plan dies, benefits the participant would have been entitled to are usually paid to the participant's designated beneficiary in a form provided by the terms of the plan (lump-sum distribution or an annuity). 'o/P=H?33fcr:/hK-qka8kdZqc\XT_EDx' ^Ta]cy/=$i\?=d?([j2[T46h=PJ?+>$#}rD^DH$vd&acH`/hVOvm3"#FC>S[2p@.zDFO\h9STu+|#fP!7sp 5p%]X_8 Oql,Z&Zt{ESHlVE#UP:v{irRfX2D-vh`zt82d~(uSyfil 3&\\fO6\o83gsj%:k?=\{%x42? The Evidence of Coverage (EOC) provides a complete list of services we cover. Claim form Also known as a "request for benefits," this is where you fill out information about the policyholder, including their policy number and cause of death. by slk230red Oct 10, 2016; . You must be the surviving spouse, legal partner, child, parent, or executor/administrator of the veteran's estate. If you enroll within your first 31 days of hire, your coverage becomes effective on your first day. management employees who retired on or after January 1, Those emails from you were particularly important. Lucent/Nokia Benefits. Up to Learn how to access the online beneficiary designation process here. Call 1-800-765-4239. Enrolling in Nokias health and welfare plans (e.g., medical and dental); Making and/or changing Nokia Savings/401(k) Plan elections; Updating dependent or beneficiary information. Of Lucent's 5,700 union workers, 5,400 are members of the CWA, while 300 are members of the IBEW. For former or current employees with pensions not yet started: Tel: 1-800-677-5678 Mon - Fri 8am - 6pm EST. However, the most prominent issue is Section 420 Transfers because it will allow Nokia (and other companies) with well-funded pension plans to use pension trust assets in excess of the 110% funding status to pay for retiree healthcare plans and particularly for the continuation of our live insurance with MetLife. In case you missed Bills email the issues included in the omnibus bill are: Until now, a company could recoup or recover pension overpayments made to a retiree when it discovered them, no matter how long it had been. Medicare & Medicare Advantage:Original Medicares Hospital Insurance program (Medicare Part A) is pointed toward insolvency by 2026. Kiplinger has a list of premium changes by state. Not Quite, GE Workers Threaten Strike over Health Care Imputed income may apply, depending upon your coverage amount. PBGC makes three distinct types of payments to beneficiaries. This page has not been translated. y$DV]vvl^og~7gc8,6MLQ2 = a+O/>+f_R>|Y.^Dma\`_L9|cydex,bxRQ*WgV]*0p(Rs(-BS'ISE.+oEy|YaY[{42Q(]l`ey#wwwo%+s-Z3"d . Through the Council, CWA retirees have input into key retiree programs as they are shaped through contract negotiations and or legislation. Their headquarters are located in Espoo, Finland. READ MORE, Welcome to the National Retiree Legislative Network (NRLN) Video Podcast produced by and for Americas Retirees and those over age 50 who will someday reach eligibility to receive Pensions, Social Security READ MORE, The National Retirees Legislative Network (NRLN) supports your privacy rights and is committed to providing you information to protect your rights to privacy. If you die and dont have a beneficiary on file, or if your primary and contingent beneficiaries have died before you, the benefit will be paid according to the Plans rules. The loss of the death benefit, scheduled for The Union will be reviewing the Company proposal and will resume discussions in the upcoming weeks. Lucent is now looking to cut costs anywhere This simple phrase has two meanings and they are both relevant. Welcome to the National Retiree Legislative Network (NRLN) Podcast produced by and for Americas Retirees and those over age 50. Costs. In October, the company said it would lay off If you are eligible for Basic Life Insurance, you will automatically receive coverage at no cost. 1998. Click here to download. The retiree may have designated different beneficiaries for each. With the new law, the company does not have an obligation to recoup; But if it does recoup: Section 420 Transfers: This IRS provision was about to expire, but this legislation has extended it. necessary in Lucents continued quest for profitability, cost-cutting measures have included tens of thousands of This category only includes cookies that ensures basic functionalities and security features of the website. U.S. Military Retired Pay. . By submitting this form, you are consenting to receive marketing emails from: HealthManagementCorp (HMC). You may designate a beneficiary to receive this money, which is typically a small lump-sum amount. Last post Nokia to drop Retiree Medical/Dental for most Non-Medicare! Please Note: Currently, the Call Center takes a lunch break from 11:30 am to 12:30 pm. For questions and technical assistance with the eForm submission and ESS, contact the IRIS Help Desk at irishelpdesk@tennessee.edu. 401k, Pension, Retirement, Retiree, Health Insurance, Medical, Vision, Dental, IRA, Competitive Base Pay, Quarterly Bonus, Paid Time Off, Weekly Pay, Medical, Dental, Vision, Insurance, Health Savings Account, Flexible Spending Accounts, Short-Term and Long-Term Disability, Paid Family Medical Leave, Bereavement, Jury Duty and Parental Leave, Life, Dependent and Accident Insurance, Critical Illness Insurance, Savings Plan 401(k), Company Paid Retirement Benefit, Employee Stock Purchase Plan, Paid Holidays, Time Off and Flexible Days, Group Legal Plan, Group Home Auto Insurance, Pet Insurance, Employee Discounts, Adoption Reimbursement, Tuition Reimbursement and Student Loans, Well-Being Programs, etc, Please visit the official company website directly to verify all benefit options and details. Also, if you are entitled to or are receiving a survivor benefit when your plan ends, PBGC will continue to pay this benefit to you (adjusted for any guarantee limits) for the period provided by your plan. Benefits payable upon the death of an active member depend on: Date of separation from employment Eligible beneficiary Employer's contract with CalPERS If you retired after 3-1-90, TI PLan rates are: single 15%, married 30%. Nokias products are designed, engineered and built with the guiding principle of improving lives and creating a more connected world. This applies to Management/Non-represented Employees, Represented Employees, Management/Non-Represented Retirees and Formerly Represented Retirees. 2 Topics 6 Posts Last post Retiree life insurance question by JosephG Apr 16, 2019 . Based in Washington, D.C., the National Retiree Legislative Network (NRLN) is the only nationwide organization solely dedicated to representing the interests of retirees and future retirees. Several of you have written me asking about a cost of living raise in the pension. The amount of the death benefit is a single payment of $2,500.00. The lump-sum consists of the difference between the retiree's vested interest and the amount received over his or her lifetime. You will also have an opportunity to elect coverage under the $10,000. benefits, and retirement during 2012 for other to read and share back. You can revoke your consent to receive emails at any time by using the Unsubscribe link, found at the bottom of every email. CorporateShopping: Special employee pricing, everyday discounts, private offers, Friends & Family and much more! If you are enrolled in Nokia-provided retiree medical and/or dental coverage and your non-Medicare-eligible Class I dependents become eligible for Medicare, you can enroll them in Nokia retiree medical coverage during any annual open enrollment period, for coverage for the following calendar year. If you are enrolled in the GUL Insurance option, you may also choose to contribute to the cash fund account. When you call, you will need the following information: Once you call PBGC with this information, we will send you a letter requesting a copy of the death certificate. Under the Teachers' and State Employees' Retirement System and the Local Governmental Employees' Retirement System (if your Local employer elected the death benefit coverage), the minimum payment is $25,000 and the maximum payment is $50,000. company continues to cut costs, according to a report by the See: Designate a beneficiary. Those emails from you were particularly important. You'll also indicate your relationship to the policyholder and how you would like to be paid once the insurance company processes your claim. Legacy Alcatel -Lucent Pension and Cash Account Program (CAP) Nokia Benefits Resource Center (NBRC) 1-888-232-4111, 9:00 AM - 5:00 PM ET - Monday through Friday Legacy Nokia Pension - Siemens NSN Retirement Benefit Center 1-866-726-6646, 9:00 AM - 5:00 PM ET - Monday through Friday For example, hurricane & loss. The LUCENT CHAPTER is working with the NRLN to influence Congress on issues important to us. . A family member or representative of your estate should notify the Retirement Systems Division immediately and provide us with a Certificate of Death. The company was restructured into four major businesses: forestry, cable, rubber and electronics. If you are not married and die before receiving your first pension payment, PBGC may owe you money at the time of your death. digital.alight.com/nokia Phone: 1-888-232-4111 International: 1-212-444-0994 Click for Nokia information available at Your Benefits Resources Changes and costs for 2022 are, How to Guide This Page Helps You Find Health Care Plans to Meet Your Needs, State Health Insurance Help Programs Provide Individual Assistance. If you are an active employee please reach out to your local, if you havent already, to ensure they have your contact information. The former managers are still covered by Lucent's group life insurance, and no change has been made to their health care coverage at this point. Click for Nokia information available at Your Benefits Resources Changes and costs for 2022 are. Projecting pension benefits and/or electing to commence pension benefits. TTY/ASCII users may call 711. The death benefit provides a qualified mandatory beneficiary, i.e. Under the TI Plan, the deductible is added to your maximum out of pocket of $1600, $1600 plus 2.5% of your pension. CWA Telecommunications and Technologies Suite 900 | South Building All three issues are important to Lucent/Nokia retirees. Current employees and retirees of Nokia can access resources to manage their benefits, health tools and more. Your Beneficiaries Copyright 2023 Asset International, Inc. All Rights Reserved. TDA DEATH BENEFITS There are three types of TDA death benefits. The pages are provided for your information and guidance by the Lucent Chapter Benefits Team. You can also go online and print it yourself at any time, and the website address is in the info sent to each person. See the[Drug Plans]link. Retirement Systems DivisionAddress:3200 Atlantic Avenue,Raleigh, NC 27604Email: NC.Retirement@nctreasurer.comPhone: (919) 814-4590 The NRLNs proposal in the new law lowered the threshold of when companies can use these funds to 110%, down from 125%. Pension Annual Funding Notice: Before this new law, pensioners received their AFN and it failed to provide a clear picture of how well their pension plan was funded. Questions? January 8, 2003 (PLANSPONSOR.com) - As many as PBGC makes two distinct types of payments that your beneficiary could become eligible to receive. Unused hours do not roll over. How Coverage Affects Your Taxable Income ET, CWA Appointed Nokia Healthcare Coordinator All three issues are important to Lucent/Nokia retirees. In December of 2018, the NRLN forwarded its endorsement of changing Section 420 rules to members of congress and met with the Communications Workers of America Washington D.C staff. 2. 2. His beneficiary receives $7,500, an amount equal to 50 percent of the reserve provided for A's retirement; accordingly, $5,000 of the $7,500 may be excluded from the gross income of the beneficiary receiving such payment (assuming no other death benefits are involved) since A, prior to his death, had only a forfeitable right to receive $7,500. Members Retirees Use our retirement estimate calculator to estimate your future retirement benefits and benefits to your loved ones upon your death. andrew.wambach@nokia.com, District 7 Staff (Use All Logins at the top to Access), Local Officer Site (Use All Logins at the top to Access), http://cwa-union.org/teletech/?from=comtech/company/, Centurylink 2020 Retiree Health Care Town Hall Call, DTV: One Company One Union One Contract. You are eligible for the death benefit if you were an AT&T employee eligible for the death benefit on 1/1/1998, you terminated employment before 1/1/2008 and satisfied the Modified Rule of 75 when you terminated employment, and YOU DID NOT TAKE A FULL LUMP SUM DISTRIBUTION OF YOUR PENSION BENEFIT. May not recoup more than 10% of overpayment per year. For example, workers compensation. February 1, amounts to a years salary at the time of NOTE: You must designate at least one beneficiary, and that beneficiary cannot be the same person named as your Survivor Beneficiary. The CWA, IBEW and Alcatel-Lucent have signed an agreement that extends 2004 Postretirement Medical and Dental Benefits and the Group Life Insurance Pan for Retired Employees from its current December 31, 2014 date through to December 31, 2016! C. OR, fax to: 800-469-6559. M-F: 8:00 a.m. 11:00 p.m. Your plan should provide a link to explain how to proceed. Joe Sciulli, Vice President Information Technology/Databases Another article from the Mayo Clinic outlines some simple tips for avoiding falls.